BUSINESS INSURANCE SOLUTIONS
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We provide protection for your businesses and employees with tailored insurance packages that safeguard your future.
- Guidance on Death in Service, Relevant Life and Key Person cover
- 24/7 support from FCA-regulated insurance specialists
- Competitive policies from multiple suppliers
- Access to market-wide selection of leading UK providers
We also offer personalised business protection strategies, so if you need bespoke insurance solutions tailored to your company needs.
BUSINESS INSURANCE Form
Comprehensive Business Insurance Services
Ensure your business and its greatest assets are properly protected. Our independent expertise helps you find the perfect business insurance solutions at competitive rates.
Death in Service Benefit
Provide financial security for your employees' families if they die while employed by your company.
Relevant Life Insurance
Tax-efficient life insurance for directors and key employees, providing significant benefits.
Key Person Insurance
Protect your business against the financial impact of losing a critical team member through death or serious illness.
Protection Tailored to Your Business
Ensure financial security and business continuity with strategically designed insurance solutions. Our independent expertise helps you find the perfect business protection policies, offering peace of mind for you, your company, and your employees.
Why Choose Easier Life Cover?
At Easier Life Cover, we specialise in connecting businesses with tailored protection solutions that align with their specific operational needs and employee requirements.
Our independent expertise ensures that we work with leading UK insurers to secure the best coverage at competitive rates. By partnering with multiple providers, we can offer solutions that are both cost-effective and comprehensive, giving your business and employees the protection they deserve.
We pride ourselves on providing transparent advice. Our guidance is clear, jargon-free, and free from hidden costs or complicated terms, making it easy for you to understand your options and make informed decisions about your business protection.
We know that every business is unique, which is why we take a personalised approach. By understanding your company structure, workforce, and commercial objectives, we design insurance solutions that are tailored to your specific requirements.
Market-Wide Selection
We provide access to a wide range of leading UK insurance providers, ensuring you receive the most competitive rates available for business protection policies. By comparing policies across the market, we help you find the perfect match for your business situation and budget.
Personalised Expert Guidance
At Easier Life Cover, we take the time to understand your unique business structure, key personnel, and long-term commercial goals. Our approach is tailored to your specific circumstances, allowing us to deliver clear, jargon-free advice that supports your business protection strategy.
Regulated Financial Protection
With Easier Life Cover, you can have peace of mind knowing that we are authorised and regulated by the Financial Conduct Authority (FCA). This guarantees that our advice is transparent, compliant, and free from hidden costs.
Business Insurance Locations
For businesses that prefer face-to-face meetings, Easier Life Cover is available in the following locations. If you're based further away, we also offer virtual consultations via Microsoft Teams.
Easier Life Cover, 6 Faraday Office Park, Rankine Road, Basingstoke, RG24 8QB
Email: insurance@easierlifecover.com
Phone: 01256 581882
Learn More About Business Insurance Protection
Business Insurance Protection combines commercial expertise with comprehensive protection strategies to create powerful solutions for your company's specific risks. Discover how our tailored approach can help safeguard your business continuity, protect your key people, and provide financial security when it's needed most.
Other Services From Easier Life Cover
Beyond Business Insurance, Easier Life Cover offers a range of insurance solutions to meet your business and personal protection needs.
Life Insurance
Lump sum payment to loved ones upon death or terminal illness diagnosis.
read moreCritical Illness
Lump sum payment if diagnosed with a specified serious health condition.
read moreIncome Protection
Financial security payments during periods of sickness or recovery.
read moreWhole Of Life
Lifetime coverage with a guaranteed payout regardless of when death occurs.
read moreDeath In Service
Employee benefit providing a tax-efficient lump sum to beneficiaries upon death.
read moreRelevant Life Insurance
Tax-efficient death benefit coverage for employees through businesses.
read moreBusiness Protection FAQs
Many business protection policies offer tax advantages. For example, premiums for Key Person Insurance are often allowable as a business expense when the cover is for a key employee and designed to protect profits. Relevant Life Policies provide life cover for employees (including directors) with premiums typically qualifying as an allowable business expense. We'll clarify the tax position for each solution we recommend.
Key Person Insurance should cover individuals whose death or serious illness would have a significant financial impact on your business. This typically includes directors, owners, and employees with specialist skills, important client relationships, or unique knowledge that would be difficult to replace. We can help you identify these key individuals and determine appropriate levels of cover.
Yes, and in many cases, this is advisable. Writing policies in trust ensures benefits are paid promptly to the intended beneficiaries without waiting for probate. It can also help with tax efficiency, particularly for Relevant Life Policies and Share Protection. We provide a comprehensive trust service to ensure your business protection is properly structured.
Death in Service benefit and Group Life Insurance are essentially the same thing – a policy that pays out if an employee dies while employed by your company. The benefit is typically calculated as a multiple of salary (usually 2-4 times) and is paid tax-free to the employee's nominated beneficiaries, providing valuable financial support at a difficult time.
Business protection should be reviewed regularly – ideally annually – and after any significant changes to your business. Key triggers for review include changes in company structure, new key employees joining, salary increases, additional business loans, or changes to shareholding. Our ongoing review service ensures your protection remains aligned with your evolving business needs.
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Since 2020, Easier Life Cover has been serving clients across the UK - protecting families, safeguarding incomes, and providing financial security. Independent expertise
